Remember all those New Year’s resolutions you made back in January? Well it’s now March, which means either they’ve taken effect or you’ve returned to your 2015 habits. Mind you, that’s assuming it takes about three weeks to permanently change a habit. That theory came from Maxwell Maltz’s book Psycho-Cybernetics in the 1960s, which has been the […]

Here’s our latest eBook: Financial Advice is Overrated. Strange title for an eBook, isn’t it? Especially when you consider it was written by a team of financial advisers. But surely it’s what the public must be thinking. Why else would the industry be struggling to expand its reach? The Australian financial advice industry seems to focus […]

As an insider in the finance industry, it seems quite clear that banks, financial intuitions and insurers (particularly insurers) aren’t interested in attaining female clients. Sure, the government keeps talking about equal opportunity and equal income. But the average pay gap between men and women is 17%—30% in the financial and insurance services industries. Forty […]

In our previous blog post we discussed how anomalies in Australian policies and business practices are making it tough for women to stay in (or return to) the workforce. Now let’s see what could happen if we gave women more flexibility and made things more equitable for them. Sweden has one of the most generous paid […]

If you’re a soccer fan, you may have been shocked to hear that former Socceroos captain Lucas Neill has declared bankruptcy in the UK following a career where he earned more than an estimated $40m. If only he’d followed the first four rules to becoming a successful self-directed adviser, which we wrote about in our Financial […]

I had the opportunity to be in the UK for the two weeks leading up to their referendum on whether to remain in the EU or leave. And it provided a fascinating insight into how a nation can split itself along both generational and geographical lines. I spent a lot of time visiting relatives—baby boomers […]