Who Are We?
Plenary Wealth opened in July 2013 through the union of two experienced, highly qualified and highly educated Financial Advisers who share a passion for what they do, an unequivocal approach to providing pre-eminent advice and a determination to see each and every one of their clients succeed.
Meet the Plenary Wealth Team
Joshua Cratchley, CFP®
Josh has been advising clients in financial services for the better part of two decades. Previously an Accountant, Josh became a financial adviser in 2010 and started Plenary Wealth in 2013.
Over the past decade, Josh has advised clients in their early 20s starting to organise their finances, right through to clients in their 90s finalising their affairs at the end of their life. He has clients scattered around Asia, the Middle East, Europe and North America and has a vast network of professionals he can call upon to execute even the most complex advice.
Josh is passionate about his clients and committed to providing value to every one of them. Calling upon his vast depth of knowledge and experience in both Accounting and Financial Planning, Josh delivers advice of the highest order.
- Certified Financial Planner, Financial Planning Association of Australia
- Bachelor of Business, Financial Planning, University of Technology, Sydney
Patricia has been in the financial planning industry since 2006 and became a leading Wealth Strategist in 2014 following a lengthy tenure with a corporate financial planning team.
With an extensive background in customer service Patricia combines practical knowledge with technical expertise to help clients to identify their optimum wealth creation strategy using detailed financial modeling processes.
Patricia’s focus is on providing superior client service and technical support and joins Josh and Julian in delivering the best possible financial and retirement outcomes for clients.
- Bachelor of Economics, Macquarie University
- Master of International Business (Financial Planning), Macquarie University
- Diploma of Financial Services (Financial Planning)
- Advanced Diploma of Financial Services (Financial Planning)
Nick begun his financial services career in 1999 and after a successful corporate tenure with one of the world’s largest fund managers he turned to financial planning in 2016 and joined the Plenary Wealth team as an associate in 2017.
Nick has based his success on a passion for meeting and exceeding client expectations. He now works alongside Josh & Julian in delivering best possible financial outcomes for clients.
- Bachelor of Commerce, Accounting, University of Wollongong
- Masters Applied Finance, Kaplan, Sydney
- Diploma Financial Planning, Monarch Institute, Sydney